Hi, my Mam had a stoke at the end of March and is currently in the local rehabilitation unit.
We've been told that she's not made sufficient progress and must be moved to a Nursing Home which has been something of a shock and we're worried about funding this, in particular her losing her house (the value of which takes here past the £23k threshold for which you'd have to contribute to/fund your own care and which I currently also live in) against what the Council will claim as her/our contribution to her care. We've been told the NHS will also contribute due to her requring ongoing Nursing.
I'm considering moving out so that my salary and savings don't also go into the assessment but this will also mean the house will be empty. It's owned equally by mother and father, so we understand a lien would most likely be raised against the property and they'd claim monies back when/if the house is sold.
Currently, whilst we believe she's lucid and aware of her surroundings, she is paralysed down the right side (she is right handed) and is unable to speak, so we also need to get a Power of Attorney in order to move forward.
Would anyone have any experience of either of these situations and be able to let us know how this worked for them please?
Thanks,
Ross